#76 - Why 73% of Americans Lose Sleep Over Cash (and How to Stop Tonight)
Money angst has almost nothing to do with arithmetic—and everything to do with fear, culture and the stories we inherited about success. In this solo episode Ryan breaks down the psychology behind chronic money stress, the consumer-comparison trap, and why one handwritten goal can move the financial needle faster than the slickest budgeting app.
Share Episode: https://www.ryanwattslifecoaching.com/podcasts/the-personal-success-podcast-with-ryan-watts/episodes/2149017576
🛠️ Resources & Links
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Success IQ Assessment – free emotional-intelligence & finance blocks quiz
https://ryanwantslifecoaching.com/successIQ -
Personal Success Planner – printable 90-day paper planner
https://personalsuccessplanner.com -
Complimentary Coaching Call – schedule with Ryan
https://ryanwantslifecoaching.com/schedule
00:00 – Money math vs. money fear (episode teaser)
00:30 – Why almost everyone feels financial anxiety
01:24 – “Money is a mirror” – beliefs, culture, emotions > logic
02:24 – Chronic money-stress stats & hidden health costs
03:21 – Reframing questions: meaning > numbers
04:33 – Societal / social-comparison trap & consumer culture findings
06:27 – Financial procrastination & present-bias explained
07:52 – Paper planners beat apps (42 % higher goal success)
08:49 – Tiny-step challenge: write one honest financial goal
09:18 – Why information alone fails; coaching ROI data (ICF)
10:49 – Money scripts, shame & uncovering root beliefs
11:29 – Four core benefits of coaching for financial health
12:30 – Gentle journal prompts & action challenge recap
13:00 – Free tools + complimentary consultation call-to-action
